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Thursday, 14 November 2019 02:52
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3 Things to Do during Medicare Open Enrollment Period

Every year, you have the opportunity to review and, if you choose, to change Parts A, B and D of your Medicare plan. The time to do this is during the Open Enrollment Period, which runs from October 15 through December 7. Any changes you make during that time will be effective January 1, 2020.

Because plans change every year — and your medical needs do, as well — it is important to use the Open Enrollment Period to make sure you have the plan that best suits your needs and your budget.

Here are 3 ways to help you decide whether or not you want to keep your plan:

1. Create a list of the services and benefits you received last year.

Include all the medications you take in this list. (Don’t have a list of your medications? This is a good time to create one. Having this list, and bringing it to every doctor’s appointment, will help keep you safe from dangerous medicine interactions, as well as multiple medicines for the same condition.)

Once you have your list, consider whether your needs will change in the coming year. As you consider plans, you will want to know how well they fit your needs.

2. Look at the “Plan Annual Notice of Change” (ANOC) you received in September.

The ANOC notes any changes in your plan starting January 1, 2020. Your plan might change its cost, its member providers, and its coverage, so it is critical to review the changes and decide whether the plan still fits your needs. After all, if the primary care physician you love and have been with for the last thirty years is no longer in-network, you may want to change plans.

Can’t find your ANOC? (After all, it came several months ago.) Don’t worry. Contact your plan, and they’ll send you a new one.

3. Get Help from the Medicare Website

Not sure whether you’re getting the best deal? The Medicare website contains several interactive tools that can help you.

If you’re not sure which type of Medicare coverage is best for you: Original Medicare, a Medicare Advantage plan, or a supplemental “Medigap” policy, Medicare explains your options and helps you choose. Click here for the Medicare Coverage Options tool.

If you want to estimate what your out-of-pocket costs will be under different plans, use Medicare’s Out-Of-Pocket Cost Estimator tool, by clicking here.

Want to start from scratch, and look at all possible plans? Use the Medicare Plan Finder, by clicking here.

Don’t have internet? Don’t fret! A representative from Medicare can help you on the phone. Call 1-800- MEDICARE (1-800-633-4227).

At the Regency Nursing and Rehabilitation Centers, we know all about Medicare. Our staff is happy to help you navigate the Medicare system, and make sure you get the care you need and deserve.

The Regency Centers offer the very best of care in the most appropriate and patient-centered environment. This means always listening to our residents and patients and respecting their capabilities, while helping them to achieve maximum functionality and independence. And always maintaining the highest professional and quality standards in our staff and our facilities. Our 25 years of excellent care have led to us being awarded a Best Nursing Homes award by US News & World Today, a 5-Star rating by USA Today, and an A+ rating by the Better Business Bureau, among many other awards.

Contact us by clicking here to see which of our three facilities will best meet your needs or the needs of your loved one.

Judah

The Regency organization has become synonymous with the best in senior healthcare and has garnered a well deserved reputation for its unsurpassed commitment to its patients and residents.

The Regency Nursing and Rehabilitation Centers and Facilities throughout New Jersey have achieved numerous industry ‘gold standard’ benchmarks and have received accolades from all corners of the HealthCare community.

Welcome to our website at www.RegencyNursing.com!

Warm Regards,

Judah

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